Compare Trucking Services: Factoring, Fuel Cards, Insurance, ELDs, and Load Boards (2026)

Compare Trucking Services Side by Side

The table lists all 29 providers ranked on our five hubs, in the order each hub ranks them. Filter it to one service, or sort it by name. Each service also has its own hub with the full ranking, what it costs, and the questions to ask before you sign.

• 6 Best Trucking Factoring Companies: Rates and Terms Compared (2026)
• 7 Best Fuel Cards for Truckers: Discounts and Features Compared (2026)
• 5 Best Trucking Insurance Companies: Coverage and Rates Compared (2026)
• 4 Best ELD Devices for Truckers: Compliance and Fleet Management (2026)
• 7 Best Load Boards for Truckers: Pricing and Features Compared (2026)

Figures are typical ranges drawn from each provider's review on this site, compiled on 13 September 2026. Your own quote will move with fleet size, volume and credit.

How to Read the Table

Typical Price measures something different in each service. It is the fee per invoice for factoring and the typical discount per gallon for fuel cards. For insurance it is the typical annual primary liability premium for one truck, before physical damage and cargo. ELDs show the subscription per truck per month, or the one-time price where there is no subscription, and load boards show the range of monthly plan prices, or Free.

Key Detail is a term that changes what a provider costs you in practice: the advance rate for factoring, the size of the discount network for fuel cards, the fleet sizes and states an insurer says it writes, the contract for ELDs, and the number of paid plans for load boards. The badge under each name is our short label for where that provider is strongest.

The default order is the ranking on each hub. Every provider is scored out of 5 on the same four criteria, and referral relationships are disclosed where they apply. The weights are set out in our rating methodology.

What These Services Cost a One-Truck Operation

The American Transportation Research Institute's 2026 Analysis of the Operational Costs of Trucking, released in July, put the average cost of running a truck in 2025 at $2.336 a mile, the highest in the report's history, or $1.854 a mile with fuel taken out. FleetOwner reported that insurance premiums in the same report came to about 11 cents a mile, and that ATRI's first-quarter 2026 data showed them up another 6.4 percent.

The five services in the table sit inside that cost, at very different sizes. On the typical figures above, primary liability insurance runs $6,500 to $16,000 a truck a year, about $540 to $1,330 a month, before physical damage and cargo. An ELD runs about $20 to $50 a truck a month, or $249.99 once for a device with no subscription. A paid load board starts around $40 a month, and several boards cost nothing. A factoring fee of 1 to 5 percent on $20,000 of monthly invoices is $200 to $1,000 a month. A fuel card works the other way: a 25-cent discount on the 1,540 gallons a truck burns over 10,000 miles at 6.5 miles per gallon keeps $385 in the month.

On those numbers insurance is the largest fixed cost of the five. Factoring, once you use it, is the largest of the rest, and the fuel card is the one service that puts money back. To see where each lands against your own miles, run Cost Per Mile Calculator: True Operating Cost and Break-Even Rate for Truckers.

Which Service to Compare First

The right starting point depends on where the operation is today.

• New authority, no loads yet. Insurance comes first, because a for-hire carrier needs proof of financial responsibility on file with FMCSA before it can haul. The minimum for general freight in trucks over 10,001 pounds is $750,000, set in 49 CFR 387.9. An ELD follows, since most drivers who keep logs have to keep them electronically.
• Hauling, but waiting 30 days or more on broker pay. Compare factoring, and look at the advance rate and the exit terms before the fee.
• Buying more than a few hundred gallons of diesel a month. A fuel card with a network that matches your lanes starts saving on the next fill.
• Finding your own freight. Start with a free board and move to a paid plan once you know which lanes you run.
• Adding drivers. Revisit the ELD and the fuel card together, because both carry the controls you will need for trucks you are not driving.

Before You Switch Providers

What does it cost to leave the one you have?

Factoring agreements and ELD contracts often carry notice periods, renewal dates and early termination charges. Find those three in your current agreement before you compare anything new, because they can outweigh a better rate for a year.

Will your records come with you?

Logs, fuel purchases by state and invoice history all live with the provider. Export what you are required to keep, and what your accountant uses for IFTA and taxes, before the account closes.

Does the new provider fit the way you pay?

A prepaid fuel card and a credit card solve different problems, and so do a per-invoice factoring fee and a flat monthly one, so compare the pricing model before you compare the price.

Are you comparing the same thing?

A typical range is a starting point. The quote you get will depend on the tier, the contract length and the extras bundled in, so ask each provider to price the same package.

When a Side-by-Side Table Is the Wrong Tool

A table cannot price your account. It shows where providers typically sit, and the moment your volume, credit or fleet size is unusual, the quote matters more than the range. Larger fleets negotiate their own terms, and this table is built for operations of 1 to 20 trucks.

A table also will not help when the problem is the freight. If the lanes you run pay below your cost per mile, a cheaper load board or a lower factoring fee moves the number by cents, and the rate you accept needs to change before any provider does.